Young Finance Limited is an appointed representative of Thinc Assured Network Limited, which is authorised and regulated by the Financial Services Authority.

• Personal Profile
• Young Finance
• The Market Place

Hailing from Yorkshire, Jessica has almost ten years experience in financial services, including seven years at Skipton Building Society and three years at Countrywide. Her move to Young Group in 2006 enabled her to exploit her positive personal skills, as well as her meticulous attention to detail.

Financing your property correctly is important; trusting the advisors acting for you is imperative.

Young Finance

At Young Finance we look at your property objectives first and any external factors that may affect the future before looking for the right financial product. Young Finance Limited is an appointed representative of Thinc Assured Network Limited, which is authorised and regulated by the Financial Services Authority, and we use their links with providers to secure the best financial products available within the market.

We pride ourselves in offering a complete and comprehensive service, from sourcing the best deal - we have access to all lenders - to seeing the transaction through to completion, and we do all that without charging any brokerage fees.

The Market Place

Where do you go to get a mortgage? There are a number of places to go to look for a mortgage, including:

	High Street Banks - These tend to offer very good residential mortgages, they usually set up subsidiaries who specialise in Buy to Let (BTL) mortgages
	Specialist BTL lenders - There are about 6 - 10 lenders who specialise in this field, however, most of their lending is transacted through mortgage brokers
	Mortgage Brokers - These can be either large brand names, or local independent brokers. These are sometimes tied to a few lenders, or have access to all lenders products in the market. The majority of lenders pay the broker a fee - this should be disclosed to the client. Many brokers also charge the client a fee.
	Independent Financial Advisers (IFAs) - IFAs tend to focus on selling investment products (unit trusts, pensions, etc) however, many also offer mortgages.

We have access to all lenders and do not charge our clients brokerage fees. Our central London offices in New Bond Street makes it very convenient for our clients to come in for any meetings that are required. However, we try and minimise your time involvement as we see our role as taking the hassle and paperwork away from you.

IMPORTANT, PLEASE NOTE: Your home may be repossessed if you do not keep up repayments on your mortgage. Not all buy to let or commercial mortgages are regulated by the Financial Services Authority.

We look forward to hearing from you.

t:  +44 (0)845 356 1000   e: info@younggroup.co.uk